A Trusted Partner in Debt Portfolio Acquisition

Zyra Financial is a specialized debt purchasing company dedicated to acquiring charged-off consumer and commercial receivables. We partner with banks, credit unions, auto lenders, fintech companies, and other creditors to provide a seamless exit for their non-performing assets.

Founded with a commitment to bring professionalism, transparency, and fair pricing to the debt purchasing industry, Zyra Financial has grown to become one of the most trusted names in the space.

Over $500M+ total debt purchased.

Our leadership team brings decades of combined experience in financial services, analytics, and regulatory compliance.

We serve banks and credit unions, government and municipal agencies, auto lenders, fintech and online lenders, telecom and utility companies, and retailers and card issuers.

Our values: Integrity, Compliance (FDCPA, TCPA, CFPB), Data-Driven pricing, Relationship-Focused partnerships, Ethical Collections, and Nationwide Reach.