Sell My Debt: Get Paid in Days, Not Months

Stop carrying non-performing debt on your books. Zyra Financial is a direct buyer of charged-off debt portfolios — we purchase with our own capital and deliver competitive offers in as little as 72 hours.

We buy debt from banks, credit unions, auto lenders, fintech companies, telecom providers, government agencies, and retailers.

Why sell your debt to Zyra Financial? Top-of-market pricing through proprietary analytics. Offers in as little as 72 hours. Any portfolio size from $50K to $50M+. Simple 5-step process. We buy all major debt types.

Types of debt we buy: Credit card debt, auto deficiency debt, commercial debt, telecom and utility debt, fintech and personal loans, and government debt.

How do I sell my debt? Submit your portfolio details through our secure online form. Our team reviews it and delivers a competitive offer in as little as 72 hours. Accept the offer, and we handle all documentation and wire payment directly to you.

Is there a minimum portfolio size? We purchase portfolios starting at $50,000 in face value, up to $50 million and beyond.